Someone had to help him everyone has abandoned him, his parents,his friends, he had no one!
Is what she told the judge, on one of those judge shows. No one would help him ! I loaned him more than four thousand dollars. I got him a cell phone, paid for his broken tooth, bought him clothes so he could look for work. I fixed his car and more……..
Judge: After you bought him some of those things, when did he start paying you back? He made excuses? she said. So you kept doling out the money? Well he said, he would pay me back when he got a job. Did he get a job? Yes, and he gave me fifty dollars. Fifty dollars? How much did he owe you when he gave you fifty dollars? Almost three thousand dollars? When did a light come one? When did you realize, he wasn’t going to pay you back? Judge! Your honor! Your honor, he had no one? I believed him, he said he was going to pay me back! What happened between three and four thousand dollars? Why are you here today? Because, he lied to me, he was buying new clothes, he has a new car. I owe more than four thousand dollars .I gave him money to help him and now I have to pay it all back, its not right. I trusted him,its not right! IT’S NOT RIGHT!!! He said he would pay me back!!!!!
THE DEFENDANT: Every thing she gave me was a gift. She wanted to help me out and I appreciated it. She’s a good friend.
The Judge: I’m not sure whats going on here. Maybe you wanted to be his girlfriend. Several times you said, no one would help him. I need you to think about this. When a man of 30 says, no one would will help him, alarm bells should go off. There is a reason. He hasn’t paid you back and I am sure he hasn’t paid anyone else either.
My courtroom is filled with litigants who have co-signed, opened cell phone accounts with people with bad credit and the reason they have bad credit is because they don’t pay their bills! Then they are surprised with these people with bad credit don’t pay them back! What I can award you is the $800 cell phone bill. (the women leaves in tears)
As a parent, there isn’t much I wouldn’t do for my children. As their parent, you are more lenient with your children than the world, because they are your children.
Refusing to financially help your child isn’t easy. The difficult decision is reached after many sleepless nights. As parents we we want to protect our children from harm . However we can cripple our children with love by delaying their inevitable growth.
If you able to financially help your children do so with the stipulation they are to pay you back, the same is they would any bank or lending institution. With the exception of an illness, they are to pay you back at the mutually agreed upon time.
This is important, as you want to prepare your child at 18, or 48 for the real world. If the fail to repay you. No other loans! Again, with the exception of an illness or a catastrophic event. Note: If your child’s failure to repay you will result in anger and resentment, do not lend them money. Its not worth ruining your relationships with your children, friends and family.
Often, the best solution is allowing your child to solve the problem, it generates a sense of pride and independence.