Trust, Love and Money: when the family wont

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Someone had to help him everyone has abandoned him, his parents,his friends, he had no one!

Is what she told the judge, on one of those judge shows. No one would help him ! I loaned him more than four thousand dollars. I got him a cell phone, paid for his broken tooth, bought him clothes so he could look for work. I fixed his car and more……..

Judge: After you bought him some of those things, when did he start paying you back? He made excuses? she said. So you kept doling out the money? Well he said, he would pay me back when he got a job. Did he get a job? Yes, and he gave me fifty dollars. Fifty dollars? How much did he owe you when he gave you fifty dollars? Almost three thousand dollars? When did a light come one? When did you realize, he wasn’t going to pay you back? Judge! Your honor! Your honor, he had no one? I believed him, he said he was going to pay me back! What happened between three and four thousand dollars? Why are you here today? Because, he lied to me, he was buying new clothes, he has a new car. I owe more than four thousand dollars .I gave him money to help him and now I have to pay it all back, its not right. I trusted him,its not right! IT’S NOT RIGHT!!! He said he would pay me back!!!!!

THE DEFENDANT: Every thing she gave me was a gift. She wanted to help me out and I appreciated it. She’s a good friend.

The Judge: I’m not sure whats going on here. Maybe you wanted to be his girlfriend. Several times you said, no one would help him. I need you to think about this. When a man of 30 says, no one would will help him, alarm bells should go off. There is a reason. He hasn’t paid you back and I am sure he hasn’t paid anyone else either.

My courtroom is filled with litigants who have co-signed, opened cell phone accounts with people with bad credit and the reason they have bad credit is because they don’t pay their bills! Then they are surprised with these people with bad credit don’t pay them back! What I can award you is the $800 cell phone bill. (the women leaves in tears)

As a parent, there isn’t much I wouldn’t do for my children. As their parent, you are more lenient with your children than the world, because they are your children.

Refusing to financially help your child isn’t easy. The difficult decision is reached after many sleepless nights. As parents we we want to protect our children from harm . However we can cripple our children with love by delaying their inevitable growth.

If you able to financially help your children do so with the stipulation they are to pay you back, the same is they would any bank or lending institution. With the exception of an illness, they are to pay you back at the mutually agreed upon time.

This is important, as you want to prepare your child at 18, or 48 for the real world. If the fail to repay you. No other loans! Again, with the exception of an illness or a catastrophic event. Note: If your child’s failure to repay you will result in anger and resentment, do not lend them money. Its not worth ruining your relationships with your children, friends and family.

Often, the best solution is allowing your child to solve the problem, it generates a sense of pride and independence.

CityFella

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You’ve Heard of Berkeley. Is Merced the Future of the University of California?

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By: Jennifer Medina/New York Times

 

As he walks to class at the University of California, Merced, Freddie Virgen sees a sea of faces in various shades of brown. He is as likely to hear banda corridos blaring out of his classmates’ earphones as hip-hop. With affectionate embraces, he greets fellow members of Hermanos Unidos, a peer support group for Latinos that is one of the largest student organizations on campus.

“When I looked at other campuses, I would find myself feeling that I didn’t belong, like I’d stick out,” he said. “This was the only place where I saw so many students I could connect to, who would get where I was coming from. Even if it felt like academic shock, it wouldn’t feel like culture shock.”

In the decades since a ballot measure banned affirmative action in California’s public institutions, the University of California has faced persistent criticism that it is inadequately serving Latinos, the state’s largest ethnic group. The disparity between the state’s population and its university enrollment is most stark at the state’s flagship campuses: at University of California, Los Angeles, Latinos make up about 21 percent of all students; at Berkeley, they account for less than 13 percent.

But at Merced, the newest addition to the 10-campus University of California system, about 53 percent of the undergraduates are Latino, most closely mirroring the demographics of the nation’s most diverse state.

 

Click the Link  Below for the Rest of the story

https://www.nytimes.com/2018/07/19/us/university-california-merced-latino-students.html 

 

 

Anonymous shopper buys $1M of toys from Toys ‘R’ Us store and donates the toys

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An anonymous person bought $1 million worth of toys at a Raleigh, North Carolina Toys “R” Us last week and reportedly donated them to children.

Employees at the store said that they spent all of Friday — the last day the toy store chain was in business — boxing up toys for the anonymous buyer and had to get toys from other locations to fill the order.

It’s not clear where the toys were sent.

Packing all those toys required the store to be closed one day early and shoppers hoping to get discounted toys before the store closed were turned away. But when WNCN-TV told them about the donation, would-be customers weren’t disappointed.

“Oh, that’s so nice. I’m happy to hear that,” said customer Erin Sampson.

On Friday, June 29, all Toys ‘R’ Us locations around the country were permanently closed after the chain filed for bankruptcy last summer and failed to find a new buyer to take over operations.

Norway youth now ‘too lazy’ to take Swedes’ café jobs: lobby group

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Norway youth now 'too lazy' to take Swedes' café jobs: lobby group
Two staff (nationality unknown) in Oslo’s Kaffebrenneriet café. Photo: Kaffebrenneriet
From:  The Local’ Norway
Young Norwegians are so spoiled that most no longer consider jobs in cafés or restaurants now staffed largely by Swedes, the head of Norway’s national business lobby group has complained.
“We have started to see it as quite natural that there are Swedes serving beer and food our restaurants and Eastern Europeans painting our houses and picking the strawberries we eat,” Stein Lier-Hansen, chief executive of the Federation of Norwegian Industries, told the Verdens Gang newspaper.
“I want to say: this means that our youth have become spoiled
. And it’s not good enough.”
Norwegians have worried about the damaging social effects of the country’s offshore oil wealth ever since the revenues first started pumping in back in the 1980s.
But Lier-Hansen said he felt it was more necessary than ever to alert his countrymen to the problem, as he saw so many young Norwegians getting trapped in unemployment by an overly generous benefits system.
“Today we have arrangements that allow young people to be lazy”, he told the newspaper, warning that in the long-run, this risked doing severe damage to the economy.
“We will not remain the world’s best country to live in if we allow so many people of working age not to work. The Norwegian economy will not tolerate it in the future. That’s why I’m sounding the alarm before it’s too late.”
His biggest fear, he said, was that those who failed to find jobs in their 20s would still be unemployed in their 40s because of gaps in their CVs would make them almost unemployable.
According to Norway’s NAV state employment agency, a 25-year-old on disability benefits costs the public nine million Norwegian kroner ($1.1m) over the course of what would have been their career.

WH Swampian Mick Mulvaney tells Bankers,he would only meet with lobbyists who paid

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Mick Mulvaney, the former Congressman from South Carolina and interim Director of the Consumer Financial Protection Bureau, told 1300 banking industry executives on Tuesday that they should press lawmakers hard to pursue their agenda.

Mr Mulvaney, said as a member of Congress, “He would meet only with lobbyists if they had contributed to his campaign.”   We had a hierarchy in my office in Congress, “If you’re a lobbyist who never gave us money, I didn’t talk to you. If you’re a lobbyist who gave us money, I might talk to you.” At the top of the hierarchy, Were his constituents. “If you came from back home and sat in my lobby, I talked to you without exception, regardless of the financial contributions,”

Follow the Money 

Congressman Mulvaney, received $63,000 in contributions from Pay Day Lenders.

His predecessor, Richard Cordray levied fines and brought lawsuits to crack down on usurious business practices by an industry that offers short-term, high-interest loans that critics say trap vulnerable consumers in a feedback loop of debt.

Last January, Mr. Mulvaney put the brakes on a contentious rule.   He ended a case that the bureau initiated last year against a group of payday lenders in Kansas accused of charging interest rates of nearly 1,000 percent.   He also scrapped an investigation into the marketing and lending practices of World Acceptance Corporation, a lender based in South Carolina that  donated $4500 to Mr. Mulvaney’s previous congressional campaigns through its political action committee.

 According to the Center for Responsive Politics ,payday lenders have contributed more than $13 million to members of Congress since 2010, with the majority of that money going to Republicans who have made it a priority to roll back the financial regulations put in place by President Barack Obama after the financial crisis.

The Consumer Financial Protection Bureau was created by the 2010 Dodd-Frank Law as a way to prevent banks and other financial companies from preying on vulnerable consumers.

Electric Cars Are Evil (The Economics of Car Production)

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2019 Hyundai Kona Electric

2019 Hyundai Kona Electric

By: John Voelcker\Greencarreports.com

 

“Electric cars are disasters. They are evil.”

Not something you’d hear every day, certainly not from a powerful executive in the auto industry.

Yet those are the words of Ha Bu-young, head of the Hyundai motor union, both the largest and the most powerful union in South Korea.

Ha made the comment in an interview with the Reuters news service last week, published on Monday.

His concern is jobs, specifically the well-paid auto industry jobs that have lifted auto workers in the country to higher salaries and more generous benefits than those in most other industries.

General Motors blamed high labor costs and declining sales for its decision to close an assembly plant in the country, one of those it acquired 15 years ago when it bought the bankrupt Daewoo operation.

Hyundai Ulsan assembly plantHyundai Ulsan assembly plant

 

Ha estimated that electric cars could destroy 70 percent of the jobs at Hyundai under a worst-case scenario, though that figure is far higher than estimates from union bosses in other countries.

In late 2016, Michael Brecht, chief of the Daimler works council, said the number of workers required to build internal-combustion engines was “roughly tenfold” the number required for electric motors of similar output.

The UAW in the U.S. weighed in last October, after new Ford CEO Jim Hackett called for a 30-percent reduction in the “hours per unit” to assemble electric cars.

“We’ve been doing our due diligence to find out how much it (electrification) means to us,” said UAW Vice President Jimmy Settles, head of the union’s Ford department

He said the union and the automaker had agreed to work together to understand the answer to that question.

Another challenge for auto unions is the value represented by powertrain components versus the rest of the vehicle.

Today and likely well into the future, the single most expensive component of a battery-electric vehicle is its battery pack, which may be $6,000 to $9,000 for a 60-kilowatt-hour pack even once cells reach $100 per kilowatt-hour.

But the electrode film for those cells is made not in the automotive industry but by giant battery companies like Panasonic, LG Chem, and AESC.

2017 Hyundai Ioniq Electric2017 Hyundai Ioniq Electric

So even if cells and battery packs are assembled locally, as they are at the huge Nissan plant in Smyrna, Tennessee, the high-value electrode film comes in from somewhere else where auto-industry unions have no representation.

That is, parenthetically, why one-third or more of a 2018 Nissan Leaf is still deemed content originating outside North America—because the electrode film is shipping in from Japan.

Automation and outsourcing have steadily eroded the number of hours and workers required for a new car, even as cars grow in complexity, though the remaining employees work in far less grueling conditions than did their forebears.

But Ha may not be too far off-base in worrying that auto-union membership will shrink the ranks of the union. He just resorted to stronger language than other union bosses have to date.

Women of Value

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I arrived at the end of a fight in the parking lot of a discount store. The woman I was standing next to was a friend or a sister who was angry with the woman with the blood stain on her shoulder and the large hole in her top.

The friend or sister is standing with her arms folded angry, talking to herself. I cant believe it!  she took off her job to fight this women or should I say all the women her man has fucked.  It don’t make no sense!   

For more than four decades, a wife lived across the street from the woman who was having an affair with her husband.   To perhaps soften the blow.  The wife held lavish parties inviting children, grand children and great grand children. There were glossy pictures all over their home. In public she often said, my husband, Peter did this for me.  But everyone knew, all her friends and all the children knew of the affair.  The wife knew where he was, whenever his car was in the driveway.   He was with the love of his life.

As a male I have never understood why some women allow this form of treatment. Its clear the man she has chosen doesn’t respect or value her.  But where is her self worth her value?  Some women have told me the other woman is a safer target.  Other’s believe there is an ownership and another women should respect the relationship. Some say its for the children, I struggle with this, because not only has he disrespected his wife, he has disrespected the entire family.  They have less of him and the message to the children is this is normal behavior.   

I knew of these women, as a teenager, I used to drive one of these women around in my car.  She wasn’t looking for her cheating husband ,the man she took vows with.  The goal was ultimate humiliation.  She was willing to publicly humiliate herself and the other woman at place of employment.   There wasn’t an end game, just humiliation as their was no guarantee that the planned event would end the affair.    At one point, she took a lover,   (you can’t beat um join um) after all he had been unfaithful for more than three years.  When he learned she had a lover, he left the family.  Not with the women he was having an affair with, but another women.  It seems he was cheating on the side chick too.       

    You rarely find a male, fighting with another man over his cheating partner.  Rarely see two men fighting in a Wal Mart parking lot over a cheating spouse.

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2017 was going to be different ,she told herself.  She planned to pull out all the stops and produce more than anyone in the department.  She WAS going to be noticed next year.    She’s been with the company five years. She knows all of her male colleagues earn more than she does.   Her salary review last year, went no where.  She read books to help her be more assertive and convinced herself there were other companies willing to pay her more should her currently employer didn’t meet her wage demands.

From the moment the door opened her confidence disappeared.   When they said, they where pleased with her work,she felt the tears.  (Pleased?) What kinda shit is this? She thought to herself.    She knew she produced more than everyone in her department and it wasn’t noticed.   When they offered her a six percent raise she didn’t speak.     She shook her head when the offered seven, because she thought they may change their minds. Weeks later she learned that one of her colleagues received a twelve percent raise.  Humiliated, the  next day she called in sick.

“We teach people how to treat us”

Men scream about their accomplishments, women whisper.  A male employee may pound on desk, and argue why they deserve a raise .Some women are afraid.  Like many women my friend hoped that she would be fairly judged based on her accomplishments and the quality of her work.   She agreed to  a 7% raise when she wanted a 15% raise.  She wasn’t comfortable asking for what she wanted.   She brought all the necessaries to the review, she had the stats, she knew what she brought to the company.  But she was uncomfortable.saying it. So she took what she that was their final offer.

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A lifetime doesn’t change overnight.   Women have told me they were raised to be second place.  Their mothers, aunt’s have told them to do what ever it takes to make the marriage work .  One day he will get tired of beating on you . If he cheats on your, just remember you have the paper. 

Politics

It was important that black people get elected to office , to vote in major blocks, to have a seat at the table.   Men are in control all most places in the world.  It important they remain  in control. Until the power is shared, womens issues will always come second.

Women, have been under attack for many years, because they do not have enough seats at the table to make a significant difference.  Every year, more women are under attack, health care, reproductive rights, childcare and this will not change until there are more women voices, more places at the table and It doesn’t matter which party belong to.  

Women of Value   

 The women in my life aren’t second to anyone.  Sometimes in life we choose the wrong person, someone who isn’t worthy of our loyalty or devotion. Its not a critical error, it was a mistake .  Hopefully we will learn and make better choices in the future. 

I believe if you have committed yourself, you should do your absolute best to make it.   If its broken try to fix it.  Using your words, ask for what you want.  Its unlikely you’ll get everything. Its a step forward in your relationship or your profession,  its a victory.   

These are my opinions, of course these do not apply to every man or everywomen.  I’m not a psychologist, or sociologist.  I am simply a dad ,brother, uncle, and a friend who wants a better world for his daughters, nieces and friends and their daughters.  A world  where they stand beside their male counterparts and not behind.

 CityFella

 

 

 

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